Retirement planning
Retire on numbers,
Retire on numbers,
not on hope
The hardest question in money isn't how to save — it's whether you've saved enough, and how to draw it down so it lasts. We answer both plainly, with your real figures, so you can stop guessing.
A rough gauge
What might your pot
What might your pot
pay you each month?
A very rough guide only, using a conservative 4% annual drawdown. Real planning accounts for tax, inflation and your health — but this gives you a starting number.
Monthly income ≈ pot × (rate ÷ 100) ÷ 12
Rough monthly income in retirement
R 8,333
Want the real number, tax and all? Let's sit down.
Book a first conversation
From people who've done it
Retirements that
Retirements that
held together
“I thought I'd have to work until seventy. They showed me I could stop at sixty-three if I moved two things around. Three years in, the plan is doing exactly what they said it would.”
Grace Mahlangu
Retired, Polokwane
“The drawdown strategy they built survived a bad market year without me having to sell at the bottom. That calm was worth every rand of the fee.”
Jan de Wet
Retired farmer, Bela-Bela
Next step
Find out where you really stand
Bring your fund statements and we'll build you an honest picture of your retirement in one sitting — and a plan to close any gap while there's still time.